Roof Financing - DeltaCat Roofing

We offer financing

We’ve partnered with Wisetack to offer our customers flexible financing options, so you can pay over time rather than all at once. The application is quick and easy to complete, and checking your options does not impact your credit score.

Finance projects up to $25,000*
Terms from 3 to 120 months*
APRs range from 0 to 35.9%*
No hidden fees or compounding interest

Prequalify today with no impact to your credit and contact us to learn about financing your next project!

PREQUALIFY NOW

*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.

Why Finance Your Roof

The Benefits of Financing

A few reasons Louisiana homeowners choose to finance their roofing project instead of paying all at once.

Affordability

Spread the cost of your roof over manageable monthly payments instead of one lump sum.

Peace of Mind

Get storm damage or roof issues fixed right away without draining your savings or emergency fund.

Increased Home Value

A new roof improves curb appeal and can boost your home’s resale value.

Fast, Simple Approval

Wisetack offers a hassle-free and fast approval process, allowing you to get started on your home exterior project much sooner.

Common Questions

Financing FAQ

Answers to what Louisiana homeowners most often ask about financing a roofing project.

No. When you check your rate through Wisetack, they run a soft credit pull rather than a hard inquiry. That means you can see the payment plans and terms you qualify for without any impact to your credit score. You’re free to explore your financing options before committing to anything, so there’s no risk in simply seeing what you qualify for.

We offer flexible roof financing terms through Wisetack, ranging from 3 months up to 120 months*, so you can choose a repayment schedule that fits your monthly budget. Whether you’d rather pay off your roofing project quickly or spread the cost out over several years, there’s a plan built around what works for your household.

Yes. Through our partnership with Wisetack, Louisiana homeowners can finance roofing and home exterior projects up to $25,000. That’s enough to cover most residential projects, including a full roof replacement, storm damage repair, or a combination of roofing and related exterior work — so you don’t have to pay the full cost upfront.

Wisetack’s approval process is built for speed and simplicity, with most decisions returned quickly and without unnecessary paperwork. That means less time waiting on financing and more time getting your roofing project scheduled.

Applying is simple and fully digital. Once we’ve given you a free estimate for your roofing project, we’ll send you a secure link to the Wisetack application. From there, you enter a few basic details and receive an eligibility decision — no paperwork, no branch visits, and no impact to your credit score just to check your options.

No down payment is needed for financing through Wisetack. In some cases, you might be asked to pay your first month’s payment as you accept your offer. Your exact terms are shown clearly before you accept any offer, so there are no surprises once your roofing project begins.

Once your financing is approved and you’ve signed off on your project proposal, we can get your roof scheduled right away. Faster approval means less time waiting and less time exposed to Louisiana’s weather — which is why so many homeowners choose to finance their roof rather than wait and save up.